Coverage extends to owners, publishers, editors, writers and correspondents while acting within the scope of their duties for the insured publications. Inserts and shoppers are covered under the same policy at no additional cost. Coverage for web sites is also available, with options for user-generated content.
The following services are provided as part of our standard policy at no additional cost:
The pre-publication program gives you direct access to lawyers who will review your material prior to publication. A lawyer from our experienced panel is assigned to provide pre-clearance advice for each area of the country, giving members access to this service during their business hours.
A 1-800 telephone number enables publishers and their staff to contact legal counsel for advice on areas of law such as publication bans, the Youth Criminal Justice Act, the Criminal Code, and contempt of court issues.
Coverage includes expenses incurred to investigate, defend, settle, arbitrate, mediate or litigate claims. Coverage is also limited to claims brought or filed in Canadian courts.
Premiums are assessed based on circulation, publishing frequency, volume of content, and claims experience.
Deductible options of $1,500 and $2,500 per claim are available. The deductible is payable directly by the Insured once costs are incurred on a claim. Once the deductible is exceeded, CNRIE pays directly on behalf of its member; no additional monies are paid by the Insured and there are no forms to complete.